South Wales Property Meet

South Wales Property Meet


Stephen & Gill Owens

Having had a successful portfolio of Buy To Let properties for over thirteen years and refurbishing a number of distressed and dilapidated properties during that time, Stephen and Gill Owens have now set up St. Michael’s Property Development & Investments Ltd to support the expansion of their portfolio to include commercial to residential conversions and Houses of Multiple Occupancy (HMOs).


 An extremely versatile Senior Manager with experience, over the past 30 years of working within the Public, Private and Third Sectors. Strong leadership skills with a proven track record of exceeding targets and business improvement. Experienced in project start-up and strategic leadership, as well as business development and supply chain management. A highly organised and methodical individual, an excellent communicator at all levels, with extensive presentational skills, negotiation skills and networking abilities. Passionate about all elements of equality and diversity with over 30 years of campaigning and working with disadvantaged and minority groups. This has now led to developing relationships with a number of local authority Housing Departments & Housing Associations to support offering good quality homes to tenants needing to be housed in their local communities.

An example of her business acumen and drive for business growth was as Welfare Reform Director for Manpower UK Ltd.  Setting up a business division single handily in 1999 with one government contract and one colleague, by 2011 built the business to 8 contracts with Public, Private and Third sector organisations employing over 110 staff and a Business Operating Profit total of £15 million.

Gill is also an independent Business Consultant for Arbonne International, building not only a successful second income stream but also supporting others to become successful entrepreneurs.

This drive and determination are now being channelled into her own property business, a sector which she, as a company director is passionate about.


Following a very successful and exemplary career in the Armed Forces, Stephen channelled his highly driven attitude into developing a successful 23-year career as a Manager in the Retail sector. A proven track record of delivering to the highest standard, working to high targets, optimising business, client potential, customer service and maximising company profits and margins.  An experienced manager who believes in leading from the front, and building a successful team through motivation,  staff development and supporting each member of the team. A personable individual able to communicate at all levels. Able to manage multiple projects and matrix work streams. Stephen is currently working full time on property investment and developing relationships with many like-minded individuals to not only increase his portfolio but also support other investors by sourcing properties as well as launching, in early 2018 the Cardiff branch of Light Lettings (the first regional branch from the original company based in Swansea)


Business Development, Organisational Development, Business Strategy Customer Service, Merchandising to maximise sales, Public Relations Negotiation, Team Leadership, Financial Control / Budgeting. Warehouse management. Manufacturing. Security. Fundraising. Health & Safety. Self-Motivated, Tactful & Diplomatic, Proactive, Energetic.

Both Stephen and Gill have undertaken significant property training through Legacy Education, the country’s leader in property education. In addition to the specialist training listed below, they have also worked with many property specialist mentors on a one to one basis to develop their skills and knowledge. In addition to this, they have undertaken a great deal of self-development and entrepreneurial training to support their desire to succeed in the property sector.

They are huge advocates of Harvey Bowes and use every opportunity to support the company and its property network.

Matt Soltys

Having started his career in the City of London, Matt continues to expand his passion for property investing as director of his deal sourcing and investment company Thrive Assets based in his home city of Cardiff. 
He is powerfully motivated to invite inward investment to the South Wales property market from investors across the UK whilst increasing income for his partners and upgrading lifestyles for millennials working in the city.

After graduating from Bath University with a Civil & Architectural Engineering degree, Matthew started his career within investment banking at RBC Capital Markets in London. He later received an opportunity to move to an investment role with a leading infrastructure private equity fund based in the City which further ignited his passion to become immersed in the field of investing and acquiring cash flowing assets.

 Alongside his strong interest in property developed throughout his degree, this experience inspired him to return to his home city of Cardiff in May 2017 and positively raise standards of local accommodation through establishing Thrive Assets. Matt now shares his desire to upgrade living environments in the Cardiff region whilst promoting opportunities for partners to access the expanding Welsh capital.

Matt is mentored by leading UK property professionals that include Paul McFadden and Billy Farrell, as well as Vincent Wong. Investing heavily in his property and business education, he has also attended programmes by Simon Zutshi whilst also being coached by business mentor Grant Cardone and attending his 10X Growth Conference events in the USA.

Matt is a very strong advocate of Harvey Bowes who actively engages the company on his own projects as well as with his clients, whilst also supporting their property network.

If you are interested in learning more and finding out about Matt’s current projects, please feel free to reach out below: